COLUMBUS (September 19, 2016) Ohio drivers beware. Your risk of colliding with deer may be on the rise, according to officials at the Ohio Insurance Institute (OII), Ohio Department of Natural Resources (ODNR)-Division of Wildlife, Ohio Department of Public Safety (ODPS) and the Ohio State Highway Patrol (OSHP). The increased risk is partly due to the rise in reported deer-vehicle (D-V) crashes along with the fact that October through December is peak deer mating season in the Buckeye state.
According to ODPS 2015 Ohio Crash Facts, 21,061 deer-vehicle crashes were reported statewide last year, a 6.9% increase from the 19,705 deer crashes in 2014. Ohio total crashes for 2015 are the state’s highest since 2011, when 22,696 D-V crashes were reported. However, percentage-wise, OII reports that 7% of Ohio crashes in 2015 were D-V related, the same percentage as in 2014. Click here for Ohio 2010-2015 statewide crash stats and D-V crash percentages.
Four deaths and 801 injuries were caused by Ohio D-V crashes in 2015, compared to four fatalities and 798 injuries in 2014, and eight fatalities and 968 injuries in 2013. The Insurance Institute for Highway Safety (IIHS) reported 166 fatalities in the US in 2014, the latest year available at publishing.
Ohio’s five counties with the highest number of reported D-V crashes in 2015 were Lorain (596), Stark and Hamilton (tie-527), Richland (503) and Clermont (491). Compared to 2014, Lorain, Stark, Hamilton and Clermont counties showed increases in D-V crashes while Richland reported a decrease.
Click here for 2015 D-V collisions by county including ranking, injury stats and by type.
Click here for 2013-15 deer crashes by county.
Possible factors leading to Ohio’s uptick in D-V crashes include:
- ODPS Crash Facts figures indicate a 7% increase in crash activity between 2014 and 2015 (282,368 to 302,307) on Ohio roadways.
- According to Wards Auto 2016 Motor Vehicle Facts & Figures, Ohio ranked among the top states in 2014 for the number of registered motor vehicles (6th), licensed drivers (7th) and annual miles driven (5th).
- The US Dept. of Transportation FHA reported an increase in vehicle miles driven in Ohio for the months of Oct. 2015 through Jan. 2016, the peak months for deer mating season, compared to previous year figures.
Oct-Nov 2015 report
Nov-Dec 2015 report
Dec 2015-Jan 2016 report
- The Ohio Bureau of Motor Vehicles reports that in 2015, nearly 13.7 million registered vehicles (13.5 million in 2014) and over 8.13 million licensed drivers (8.1 million in 2014) shared Ohio roadways.
Most deer-vehicle crashes occur at dusk and dawn, October–December, during deer-breeding season. According to OSHP D-V crash data by month/day, November 2015 was the peak month for such collisions with 4,791 reported (4,142 in 2014), representing nearly 23% of Ohio’s 2015 D-V crashes. According to data from the OSHP, the peak hours for these crashes were 6-7 a.m. (9.7% of crashes), 6-7 p.m. (8.8%) and 8-9 p.m. (8.6%). Prime periods of the day were evenings, 6-9 p.m. followed by mornings, 5-8 a.m.
Other Ohio D-V crash facts
In its September 19, 2016 release, State Farm estimates deer-vehicle collisions across the country are 3% more likely to occur in 2015-16 than reported in 2014-15. Using its claims data, the insurer estimates an Ohio driver’s odds of a deer-vehicle collision at 1 in 126, and 19th highest (tied w/Georgia) in the US, (1 in 131, ranking 20th in the US in 2015). This is above the national odds of 1 in 164, according to State Farm data.
Vehicle damage and insurance coverage
Most insurers cover these losses under the comprehensive portion of an auto insurance policy, less the deductible. OII officials note that insurers normally don’t single out deer-vehicle collision losses in determining future premium adjustments. Such a collision alone should not affect future premiums.
The Highway Loss Data Institute (HLDI) analyzed crashes involving animals from 2006-2015 and found insurance claims rise in October, peak in November then start to drop in December and January. The HLDI report (Table 3) also provides comprehensive coverage losses for the 10 states with the highest claim frequencies for animal strikes in November. Ohio, ranking10th, had a November claims frequency that was about one-third higher than the US average for November.
Another HLDI report shows that while fixing the damage to a car, pickup or SUV after an animal-strike can be costly, on average it’s not as costly as colliding with another vehicle. The average cost of an animal-strike claim under comprehensive coverage for 2001-14 models during calendar years 2004-13 was $2,730, compared to the average collision claim payout of $3,510.
Vehicle damage varies dramatically depending on the type of vehicle, its speed upon impact and area of the vehicle that sustains the hit. According to State Farm, the average cost per claim for vehicle damage from deer collisions is slightly down in 2016 to $3,995. The average cost per claim in 2015 was $4,135 per claim nationally in 2015 – up 6 percent from the 2014 average of $3,888.
(CORRECTED at 2:46 PM) Some crashes involve multiple vehicles. OSHP reports that 21,314 vehicles were involved in the 21,061 crashes in 2015 (19,790 vehicles in the 19,705 deer-vehicle crashes in 2014). OII estimates D-V auto damages for 2015 at over $85.1 million based on State Farm’s average cost/claim of $3,995 in 2015-16 and total vehicles involved in Ohio crashes, for a 4% increase. This compares to $81.8 million in 2014, based on State Farm’s average cost per claim ($4,135) and number of vehicles involved in Ohio crashes in 2014 (19,790).
NOTE: These estimates are for general comparison purposes. Not all vehicles involved in D-V crashes result in an insurance claim.
How to avoid hitting a deer
- Know the time of day: Dusk and dawn are prime times for deer activity, especially the hours of
5-8 a.m. and 6-9 p.m., during the months of October-December.
- Heed posted deer-crossing signs: Drive with extreme caution, at or below the posted speed limit, especially in areas where deer are prevalent.
- Don’t swerve: If a collision with a deer seems probable, hit it while maintaining full control of your vehicle. Brake firmly and stay in your lane. A sudden swerve increases the risk of hitting another car or overturn.
- Use your brights: After dark, use high beams when there’s no opposing traffic. High beams illuminate the eyes of deer on or near a roadway and provide greater motorist reaction time. Don’t rely solely on high beams to deter collisions.
- Expect more than one: If you see a deer on or near a roadway, expect others to follow.
- Wear your seat belt as required by state law and drive at a safe, sensible speed for conditions.
- Stay alert: Deer are unpredictable and can dart out into traffic on busy highways.
- Don’t rely on deer avoidance devices: Deer whistles and special reflectors that are marketed to scare deer away are not proven to reduce collisions, and may lull you into a false sense of security.
Following a collision
- Move your vehicle to a safe place, preferably off the road and turn on your hazard lights.
- Contact law enforcement: For medical and traffic control assistance, if needed.
- Document the incident: Use your phone and take pictures of everything including injured animals, vehicle damage, other property damage and injuries sustained. Obtain contact info on witnesses. Download and store a copy of OII’s Auto Accident Checklist in your glove compartment. It provides a step-by-step guide to follow after a crash.
- Don’t touch an injured animal. It may scare them and cause additional chance of injury.
- Don’t assume your vehicle is drivable: Check for fluid leaks, tire damage, broken lights, heavy damage to the hood or front end, etc. If in doubt, call for a tow truck.
- Report the D-V collision to a local law enforcement agency (such as OSHP) within 24 hours. Road-killed deer may only be possessed by receipt or permit. If you pick up a deer, you can contact a state wildlife officer, sheriff’s office or the OSHP for a receipt. (Ohio Revised Code 121: Deer killed by motor vehicle on highway)
- Contact your company or insurance agent if you plan to file a comprehensive claim.
(Source: Portions courtesy of State Farm)
OII is an industry trade association representing insurance companies and trade groups for Ohio’s property/casualty industry. The ODNR Division of Wildlife regulates Ohio’s fish and wildlife resources and ODPS protects the safety and security of Ohioans through its divisions, including OSHP.
2010-2015 Ohio total crashes and D-V crash percentages
2013-2015 Ohio D-V collisions by county
2011-2013 Ohio D-V collisions by county
2010-2012 Ohio deer-vehicle collisions by county
2015 D-V release
ODNR, Division of Wildlife
Ohio Hunters Check more than 175,000 Deer in 2014-2015 (2/16)
2013-14 ODNR Ohio deer report
Colliding with deer is costly, especially for some vehicles (Nov. 2014)
2014 IIHS Fatality Facts: Collisions with fixed objects and animals
HLDI Losses due to animal strikes (Apr. 2016)
Ohio Insurance Institute: Dean Fadel (firstname.lastname@example.org), 614.228.1593
ODNR, Div. of Wildlife: John Windau (email@example.com), 614-265-6325
Ohio State Highway Patrol: Lieutenant Robert Sellers (RSellers@dps.ohio.gov), 614.752.2792