Glossary of Insurance Terms
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User guidelines as well as a back-grounder on the Ohio Insurance Institute are provided. The Preface also includes the basics of insurance and its impact on Ohio’s economy.
Go to Preface


Chapter includes auto insurance policy basics, factors that affect rates, and average Ohio and US auto insurance premiums. Additional topics include Ohio auto-related statistics for registered vehicles and licensed drivers, air bags, replacement parts, top selling vehicles and tips to settling claims and saving on premiums.
Go to Automobile Insurance

Ohio and US injury and fatality facts are provided along with crash statistics by age and gender, manner of collision, weather conditions and information on uninsured drivers. Deer vehicle crash stats and Ohio fatality and injury data are also provided.
Go to Auto Crash Statistics


Ohio drunk driving laws and related crash statistics are provided.
Go to Drinking & Driving Stats

An overview of home-owners insurance, coverage issues, premium info, catastrophes, flood insurance and factors affecting homeowners insurance are provided. Also included are cost-saving tips, a look at homeowners losses and the claims settlement process.
Go to Property Insurance


Auto theft, arson and insurance fraud affect insurance costs. This chapter looks at insurance-related crimes in detail, including motor vehicle thefts around the state and across the country.
Go to Insurance-Related Crimes


A guide to major Ohio laws affecting auto and homeowners insurance practices is provided. Included are Ohio’s Financial Responsibility law, seat belt requirements, and insurance cancellation and graduated licensing laws. Other laws include speed limits, point system for traffic violations and Ohio’s salvage title law.
Go to Selected Insurance Laws


The general reference section includes top 10 Ohio and US P/C insurers by various lines, state and national insurance trade group listings, and phone and Web directories of insurance resources. Additional topics include employment statistics, company solvency issues and insurance rating firms.
Go to General Reference





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172 E. State Street, Suite 201, Columbus, Ohio 43215-4321
Phone: (614) 228-1593 Fax: (614) 228-1678