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Tornadoes in Ohio and US

Ohio, positioned geographically on the eastern edge of what has come to be known as “tornado alley,” is no stranger to tornadoes. In fact, Ohio experiences an average of 16 tornadoes each year, not to mention the hundreds of severe thunderstorms. Ohio’s peak tornado season runs from April through July, with most tornadoes occurring between 2 and 10 p.m. Even though June has been the month with the most tornado occurrences, many of the state’s major tornado outbreaks have taken place in April and May. However, history has proven that tornadoes can occur during any month of the year at any time of the day or night.

In 2003, there were 12 confirmed tornadoes in Ohio resulting in 18 injuries and no deaths. A violent tornado hit in Ohio in 2000, reaching an F4 intensity on the Fujita tornado scale. This tornado ripped through Xenia on September 20 and damaged over 300 homes and businesses, resulting in one death and nearly 100 injuries. Information on the November 10, 2002 Van Wert tornado can be found below.

Insurance coverage for tornado damage

Tornado losses to a home are covered by the windstorm peril under the homeowners insurance policy. Protection from windstorm or hail damage for cars is covered under the “other than collision” (comprehensive) portion of the automobile insurance policy.


Source: National Weather Service


Source: National Weather Service

Source: Insurance Information Institute, Fact Book 2004

This November storm spawned several tornadoes in Ohio killing five and injuring 26. At least four tornadoes with winds exceeding 100 mph were reported in Van Wert County. The National Weather Service tracked a tornado through Twinsburg, Macedonia, and Solon. Another twister hit Ashland and Medina counties, and yet another touched down in Wayne County.

According to a survey by the Ohio Insurance Institute, losses from this storm exceeded $103 million, making it one of the costliest disasters in recent history.


Source: Graphic used with permission from Columbus Dispatch, November 12, 2002

 

 

 

 
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