2000 Auto Insurance Premiums In Selected Ohio Cities

In 2000 the Ohio Department of Insurance (ODI) requested insurance companies to quote prices they would charge drivers for automobile insurance. Over 100 companies responded, and their rates were reflected in the survey. The table below shows a comparison of auto insurance premiums for selected metropolitan areas in Ohio. Figures shown should be reviewed as a guide. They do not reflect discounts offered by insurers, which could lower insurance costs. On the other hand, accidents and/or traffic violations could raise the rates quoted.

Rating information used in survey

Insurance Coverage Information: Bodily injury liability—$50,000 per person and $100,000 per occurrence; property damage liability—$50,000 per occurrence; $5,000 per person automobile medical payments; uninsured/underinsured motorist coverage—$50,000 per person and $100,000 per occurrence; $250 deductible other than collision coverage (comprehensive); and $250 deductible collision coverage.

Automobile Information: 1999 Ford Taurus (four door, six cylinder), driven to and from work (15 miles round trip), driven 15,000 miles annually.

Driver Information: Adult driver, 35 years of age, married male with no dependents of legal driving age; no accidents or driving violations within the past three years; and a new customer to an insurance company, previously insured by another company. Wife is an occasional driver of the car.

Pricing Information: Prices were quoted prior to qualifying for any insurance company discounts. Rates shown reflect annual automobile insurance premiums from standard market insurers (nonstandard company rates are not reflected in the figures).

ODI’s survey includes additional driver history scenarios, including nonstandard insurers. Contact ODI at 1-800-686-1526, or visit the consumer publications area of ODI’s Web site at www.ohioinsurance.gov. The premium a company charges for your insurance will probably be different based on your situation.

Note: Figures shown should be reviewed as a guide only
Source: Ohio Shopper’s Guide to Automobile Insurance, December 2000, Ohio Department of Insurance

Of the top five most expensive cities to rent a car, Ohio has two. The five most expensive, based on daily car rental rates are: • Cleveland: $86.50 • New York: $85.50 • Newark: $85.00 • Youngstown: $84.50 • Houston: $81.50 (Runzheimer International, from USA Today, 3/21/01)